USTaxPenaltySaver
B2C FinTech SaaS — IRS Penalty Calculator & Resolution Platform
Full product build — research, design, development, deployment
Key Results
The Problem
Every year, the IRS issues tens of millions of penalty notices. Taxpayers face a harsh set of options: pay without questioning, hire a CPA at $200-500+/hr (often costing more than the penalty), or attempt self-resolution using the dense IRS website. There was no affordable middle ground.
What We Built
A comprehensive FinTech platform replacing expensive CPA consultations with intelligent self-service tools.
31 Penalty Calculators
Every major IRS penalty type covered — Failure-to-File, Failure-to-Pay, Estimated Tax (Form 2210), Accuracy (IRC 6662), Trust Fund Recovery, FBAR, Information Returns, ERC penalties, and more. Each calculator uses Zod-validated inputs and produces CPA-accurate results.
21 PDF Letter Generators
Professional, IRS-ready documents: FTA Abatement Letters, Reasonable Cause Letters (11 IRM categories), Form 843 prep sheets, CDP/Form 12153 letters, Streamlined Filing packages, TFRP defense docs, Innocent Spouse analysis, and more. Each includes IRS service center lookup, deadline calculations, and phone scripts.
AI Notice Scanner
OCR-powered pipeline using Google Cloud Vision that accepts photos of IRS notices, extracts notice codes, penalty amounts, tax year, and deadlines via regex patterns, then routes users to the appropriate calculator with pre-filled values.
Relief Discovery Engine
Smart eligibility engine evaluating across 11 IRS relief programs — surfacing recommendations as "Likely to Qualify", "Worth Exploring", and "Payment Options". Considers penalty type, filing status, business ownership, international exposure, and hardship indicators.
Interactive Denial Flow Wizard
Guided step-by-step experience for users whose initial relief request was denied: FTA Denied → Reasonable Cause → Audit Reconsideration → Payment Options. Each step explains denial reasons and guides to the next available option.
Complete Bilingual Support (EN/ES)
49 translated pages, 7,368 translation keys per language, zero missing translations. PDF output generates both English (for IRS submission) and Spanish (for user reference). Full i18n with next-intl framework.
Technology Stack
Quality & Compliance
Development Metrics
Security & Compliance
Services Delivered
What the Client Got
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From complex domain research to production-ready SaaS — we build platforms that replace expensive professional services with intelligent self-service tools.
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